Miyuu Medicare daboolaa Sawirada Oof-wareenka?
Qanacsan
- Caymiska caafimaadka ee tallaalka oof-wareenka
- Caymiska Qaybta B
- Caymiska Qaybta C
- Waa imisa kharashka tallaalada oof wareenku?
- Waa maxay tallaalka oof wareenku?
- Waa maxay oof wareenku?
- Calaamadaha oof-wareenka oof-wareenka
- Qaadashada
- Tallaalada pneumococcal waxay kaa caawin karaan kahortaga noocyada qaar ee infekshinka oof wareenka.
- Tilmaamaha ugu dambeeyay ee CDC waxay soo jeedinayaan in dadka jira 65 iyo kuwa ka weyn ay qaataan talaalka.
- Qaybta B ee Medicare waxay dabooshaa 100% labada nooc ee talaalada oof wareenka ee la heli karo.
- Qorshayaasha Medicare Qaybta C sidoo kale waa inay daboolaan labada talaal oof-wareenka, laakiin qawaaniinta qaanuunka ayaa khuseeya.
Oof wareenku waa infekshan guud oo ku dhaca hal ama labada sambab. Caabuq, malax, iyo dheecaan ayaa ku soo urura sanbabada, taasoo adkeyneysa in la neefsado. Sida laga soo xigtay Xarumaha Xakamaynta iyo Kahortagga Cudurrada (CDC), dadku waxay booqdaan qolka gurmadka sanad kasta oof-wareen.
Tallaalada Pneumococcal waxay ka hortagi karaan infekshannada bakteeriyada ee caadiga ah Cudurka 'pneumoniae' ee loo yaqaan 'Stptoptoccus pneumoniae'. Waxaa jira laba nooc oo ah talaalada oof wareenka oo la heli karo si looga hortago noocyo gaar ah oo bakteeriyadan ah.
Nasiib wanaagse, haddii aad leedahay Medicare Qaybta B ama Qaybta C, waxaa lagaa daboolayaa labada nooc ee tallaalka pneumococcal.
Aynu si dhow u eegno tallaalada oof wareenka iyo sida ay Medicare u daboosho.
Caymiska caafimaadka ee tallaalka oof-wareenka
Tallaallada ka hortagga badankood waxay ku hoos jiraan Qaybta D, qaybta daawada ee Medicare. Qaybta B ee Medicare waxay dabooshaa dhowr tallaal oo gaar ah, sida labada tallaal oof-wareen. Qorshayaasha Medicare Advantage, oo mararka qaarkood loo yaqaan Qeybta C, ayaa sidoo kale daboolaya tallaalada oof wareenka, iyo waliba talaalada kale ee aad u baahan karto.
Haddii aad ka diiwaangashan tahay Medicare-ka asalka ah (Qeybta A iyo Qeybta B), ama qorshaha Qeybta C, si toos ah ayaad xaq ugu leedahay tallaalada oof-wareenka. Maaddaama ay jiraan laba nooc oo tallaal ah oof-wareenka ah, adiga iyo dhakhtarkaaga ayaa go'aan ka gaari doona haddii aad u baahan tahay mid ama labada tallaal. Waxaan soo gali doonaa faahfaahinta labada nooc ee kala duwan wax yar ka dib.
Caymiska Qaybta B
Qaybta B ee Medicare waxay daboolaysaa noocyada tallaallada ee soo socda:
- Tallaalka hargabka (ifilada)
- tallaalka cagaarshowga B (loogu talagalay kuwa halista ugu jira)
- tallaalada pneumococcal (bakteeriyada) Cudurka 'pneumoniae' ee loo yaqaan 'Stptoptoccus pneumoniae')
- tallaalka teetanada (daaweynta ka dib soo-gaadhista)
- cudurka raabiyada (daaweynta ka dib soo-gaadhista)
Qaybta B waxay sida caadiga ah bixisaa 80% kharashyada la daboolay haddii aad booqato bixiyeyaasha ay Medicare oggolaatay. Si kastaba ha noqotee, ma jiraan wax kharash ah oo jeebka ka bixiya oo loogu talagalay tallaallada uu daboolayo Qaybta B. Taasi macnaheedu waa, waxaad bixin doontaa $ 0 tallaalka, illaa iyo inta adeeg bixiyuhu aqbalayo hawsha Medicare.
Bixiyeyaasha aqbala meelaynta waxay oggol yihiin heerarka la oggolaaday ee Medicare, kuwaas oo inta badan ka hooseeya qiimaha caadiga ah. Bixiyeyaasha tallaalku waxay noqon karaan dhakhaatiir ama farmashiistayaal. Waxaad ka heli kartaa adeeg bixiyaha la ogol yahay Medicare halkan.
Caymiska Qaybta C
Medicare Qaybta C, ama qorshayaasha Medicare Advantage, waa qorshooyinka caymiska gaarka loo leeyahay oo bixiya waxtarro badan oo la mid ah qaybaha asalka ah ee Medicare A iyo B oo ay la socdaan xulashooyin dheeri ah Sharci ahaan, qorshayaasha Medicare Advantage waxaa looga baahan yahay inay bixiyaan ugu yaraan xaddiga caymiska Medicare-ka asalka ah, sidaas darteed waxaad sidoo kale ku bixin doontaa $ 0 tallaalada oof-wareenka qorshayaashan.
Fiiro gaar ah
Qorshayaasha Faa'iidada Medicare caadi ahaan waxay leeyihiin xaddidaadyo kaaga baahan inaad adeegsato adeeg bixiyeyaasha ku jira shabakadda qorshaha. Hubi liistada qorshahaaga ee bixiyeyaasha shabakadda ka hor intaadan ballan dhigan si aad u tallaasho si loo hubiyo in dhammaan kharashyada la daboolayo.
Waa imisa kharashka tallaalada oof wareenku?
Qaybta B ee Medicare waxay dabooshaa 100% kharashka talaalka pneumococcal iyadoo aan la bixin qarashaad kale ama kharashyo kale. Hubi in adeeg bixiyahaagu aqbalayo hawsha Medicare ka hor booqashada si loo hubiyo caymis buuxa.
Kharashaadka qorshaha Qeybta B sanadka 2020 waxaa ka mid ah bil kasta oo ah $ 144.60 iyo laga jari karo $ 198.
Waxaa jira qorshayaal badan oo Medicare Advantage oo ay bixiyaan shirkadaha caymiska gaarka loo leeyahay. Midkastoo la yimaada kharashyo kala duwan. Dib-u-eegis ku samee dheefaha iyo kharashyada qorshe kasta miisaaniyaddaada gaarka ah iyo baahiyahaaga adoo maskaxda ku haya inaad ka dhigto xulashada ugu fiican xaaladdaada.
Waa maxay tallaalka oof wareenku?
Waxaa hada jira laba nooc oo talaalada pneumococcal ah oo daboolaya noocyo kala duwan oo nooc bakteeriyo ah (Cudurka 'pneumoniae' ee loo yaqaan 'Stptoptoccus pneumoniae') oo u horseedi kara oof-wareen. Bakteeriyada noocan ahi waxay khatar ku tahay carruurta yar yar laakiin waxay kaloo khatar ku noqon kartaa kuwa da'da ah ama difaaca jidhkoodu liito.
Labada tallaal waa:
- tallaalka pneumococcal conjugate (PCV13 ama Prevnar 13)
- talaalka pneumococcal polysaccharide (PPSV23 ama Pneumovax 23)
Xogta ugu dambaysa waxay sheegaysaa, Guddiga La-talinta ee CDC ee Hab-dhaqanka Tallaalka waxay ku talinayaan in dadka jira 65 iyo kuwa ka weyn ay helaan tallaalka Pneumovax 23.
Si kastaba ha noqotee, labada tallaalba waxaa looga baahan karaa duruufo gaar ah marka ay jirto khatar badan. Xaaladahan waxaa ka mid noqon kara:
- haddii aad ku nooshahay hoyga daryeelka ama rugta daryeelka muddada-dheer
- haddii aad ku nooshahay aag leh carruur badan oo aan la tallaalin
- haddii aad u safarto meelaha ay ku badan yihiin carruurta aan la tallaalin
Waa tan isbarbardhigga u dhexeeya labada tallaal ee la heli karo:
PCV13 (Prevnar 13) | PPSV23 (Pneumovax 23) |
---|---|
Wuxuu ka difaacaa 13 nooc oo ah Cudurka 'pneumoniae' ee loo yaqaan 'Stptoptoccus pneumoniae' | Wuxuu ka difaacaa 23 nooc oo ah Cudurka 'pneumoniae' ee loo yaqaan 'Stptoptoccus pneumoniae' |
Si joogto ah looma siinayo dadka jira 65 iyo wixii ka weyn | Hal qaadasho oo loogu talagalay qof kasta oo jira 65 sano ama ka weyn |
Kaliya waxaa la siiyaa haddii adiga iyo dhakhtarkaagu go'aansadaan in loo baahan yahay in laga ilaaliyo halista, ka dibna hal qiyaas oo loogu talagalay kuwa 65 iyo ka weyn | Haddii horey laguu siiyay PCV13, waa inaad heshaa PCV23 ugu yaraan 1 sano kadib |
Tallaalada oof wareenka waxay ka hortagi karaan infekshanada halista ah ee ka yimaada noocyada ugu badan ee bakteeriyada pneumococcal.
Sida laga soo xigtay, dadka waaweyn ee jira 65 iyo wixii ka weyn, tallaalka PCV13 wuxuu leeyahay heerka waxtarka 75% iyo tallaalka PPSV23 wuxuu leeyahay heerka waxtarka ee 50% ilaa 85% marka laga hadlayo ilaalinta shakhsiyaadka ka hortagga cudurka pneumococcal.
Kala hadal khatarahaaga dhakhtarkaaga si aad u go'aamiso haddii aad u baahan tahay labadaba PCV13 iyo PPSV23 ama haddii hal tallaal ay kugu filan tahay. Qaybta B waxay dabooli doontaa labada tallaal haddii loo baahdo waxaana la siinayaa ugu yaraan 1 sano oo kala fog. Dadka badankood, hal tallaal PPSV23 ayaa ugu filan.
Waxyeellooyinka suurtagalka ahDhibaatooyinka ay keento tallaalada pneumococcal guud ahaan waa kuwo fudud. Waxaa ka mid ah:
- xanuun goobta duritaanka
- caabuq
- qandho
- madax xanuun
Waa maxay oof wareenku?
Cudurrada pneumococcal ee uu keeno Cudurka 'pneumoniae' ee loo yaqaan 'Stptoptoccus pneumoniae' wuxuu noqon karaa mid fudud oo caadi ah sida infekshanka dhegaha ama infakshanka sanka. Si kastaba ha noqotee, markii infekshanku ku faafo qaybaha kale ee jirka, wuxuu noqon karaa mid daran oo sababi kara oof-wareen, qoor-gooye, iyo bakteeriya (bakteeriyada dhiigga ku jirta).
Dadka qaar waxay halis sare ugu jiraan infekshinka oof wareenka. Kuwaas oo ay ka mid yihiin carruurta da'doodu ka yar tahay 2 sano jir, dadka waaweyn ee jira 65 iyo kuwa ka weyn, kuwa leh habdhiska difaaca oo daciifa, iyo kuwa qaba xaaladaha kale ee caafimaad ee daba dheeraada sida sonkorowga, COPD, ama neefta.
Oof-wareenku wuxuu si fudud ugu faafi karaa hindhiso, qufac, taabashada dusha cudurka, iyo joogitaanka aagagga heerarka infekshinkoodu sarreeyo sida isbitaalada. Sida laga soo xigtay, ku dhowaad 20kii qof ee qaangaar ah 1 ayaa u dhinta oof-wareenka sambabaha (infekshinka sambabka) haddii ay qaadaan.
Calaamadaha oof-wareenka oof-wareenka
Sida laga soo xigtay Ururka Sambabka Mareykanka, astaamaha cudurka oof-wareenka oof-wareenka waxaa ka mid noqon kara:
- qandho, dhaxan, dhidid, gariir
- qufac
- neefsashada oo adkaata
- xabad xanuun
- cunto xumo, lallabbo, iyo matag
- daal
- jahwareer
Raadso daryeel caafimaad isla markaaba haddii ay kugu adkaato neefsashada, bushimaha buluuga ah ama faraha, xannuunka laabta, qandho sare, ama qufac daran oo leh xabka.
Tallaallada, waxaad ku kordhin kartaa dadaal adoo gacmaha si joogto ah u maydhaya, cunista cuntooyinka caafimaadka qaba, iyo yaraynta soo-gaadhista dadka jiran markay suurtogal tahay.
Qaadashada
- Infekshinka pneumococcal waa wax caadi ah wuxuuna u dhexeeyaa mid fudud ama daran.
- Tallaalada oof wareenku waxay yareeyaan halista inuu ku dhaco cudurka pneumococcal.
- Qaybta B ee Medicare waxay dabooshaa 100% kharashka labada nooc ee kala duwan ee talaalka oof wareenka ah.
- La hadal dhakhtarkaaga haddii aad u malaynayso inaad u baahan tahay inaad qaadatid labada tallaal. PCV13 ayaa la siiyaa marka hore, waxaana ku xiga PPSV23 ugu yaraan 1 sano kadib.